Our bad credit financing department collaborates with over 20 lenders, ensuring swift approval regardless of your credit history. Whether you have good credit, bad credit, are a student visa holder, work permit holder, faced bankruptcy, have collections, or consumer proposals, we've got you covered. Hassle-free financing is available for everyone—those with bad credit, no credit history, newcomers, student visa holders, work permit holders, refugees, individuals with SIN 9, and those who've experienced bankruptcy.   At AUTO PLUTO, we prioritize exceptional customer service, offering fair prices that surpass our competition. From the moment you step onto our lot until you drive away in your new car, we aim to provide a stress-free experience.